Retail Payment Suite

GEMCARDS
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GEMCARDS

The Ultimate End-to-End

Card Lifecycle Management Solution

Empowering Banks, FinTechs, and Third-Party Processors with Seamless Card Management

GEMCARDS is a comprehensive retail payment suite designed to streamline and optimize end-to-end card lifecycle management for credit, debit, and prepaid businesses. Our cutting-edge solution enables banks, fintech companies, and third-party processors to efficiently manage card issuance, transaction processing, and portfolio oversight, ensuring a seamless experience for both issuers and corporates.

GEMCARDS

Issuance Highlights

  • Product and Account management
  • Corporate expense management
  • Multi currency wallet/Multi wallet support/Multi linqual
  • Customer Management – On-boarding / Scoring etc.
  • Card Generation – Personalized / Stock,Support EMV
  • Magnetic Strip and Virtual Card issuance
  • Multiple HSM interface with PIN mailer
  • Multiple HSM interface with PIN mailer
  • Configurable Billing, Fee, Limits, Alerts and Mailers
  • Configurable Credit Management – APR, Minimum Due, Delinquency, Refinance & EMI
  • Extensive reports and MIS
  • Comprehensive CRM module for customer servicing
  • APIs available for Easy Integration with existing systems
GEMCARDS

Processing Highlights

  • Real-Time Transaction Authorization
  • Fraud Monitoring & Risk Management
  • Switching & Routing Capabilities
  • Clearing & Settlement Engine
  • Dynamic Currency Conversion (DCC)
  • Chargeback & Dispute Management
  • Transaction Lifecycle Management
  • Customizable Business Rules Engine
  • Integration with Core Banking Systems
  • Regulatory Compliance & Network Mandates
  • Data Security & PCI DSS Compliance
  • Real-Time Alerts & Notifications
  • Dashboard & Analytics
    GEMCARDS

    Comprehensive Card Lifecycle

    management with GEMCARDS

    • Product Management, card application processing, card issuing, card top up
    • Transaction authorization, transaction processing and posting, billing, payment processing
    • Clearing & Settlement, dispute handling, customer services
    • Loyalty and risk management
    • Compatible with all popular schemes
    GEMCARDS

    Platform Components

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    Card Management System

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    Transaction Authorization Switching System

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    Loyalty Management System

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    Access Control Server

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    Fraud Monitoring System

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    Corporate Expense Management System

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    Clearing & Settlement System

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    Customer Self Service Portal

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    Customer Records System

    GEMCARDS

    Card Suites

    Our ecosystem supports the entire card issuance life cycle, enabling rapid product launches to customers. Capable of processing for all major card schemes and Private label cards.
    GET A DEMO

    Transform Your Card Management with Gemcards!

    Looking to streamline your card operations? Get in touch today and experience the next generation of card lifecycle management.

      GEMCARDS

      Transform Your Retail Payment Business with GEMCARDS!